Investment Center at Crossroads Bank

Welcome to the Investment Center

If you’re looking for professional guidance and planning for your financial situation, Transamerica Financial Advisors, Inc. and Investment Center can provide this service to better help you. We hope you’ll take the time to explore this website to gain a better understanding of Investment Center at Crossroads Bank. We aim to work with our clients to help them achieve their personal and financial goals through a mutual respect. We understand that everyone has different situations, goals, and ideas. It is our mission to discuss that information to better understand our client’s objective. Once we have that information, we can then begin to tailor a strategy to help the client work towards their personal and/or finance goals.

Money management is neither a simple nor easy process. We believe effective money management involves two important tasks: Managing your investments and preserving your wealth. Our goal is to create financial strategies that address these tasks while providing an extraordinary amount of personal service. As Investment Advisor Representatives and Registered Representatives with Transamerica Financial Advisors, Inc. we serve as Personal Financial Coaches for our clients that seek assistance in putting together a comprehensive plan for their financial lives. Investment Center provides relationship based planning based on a mutual respect as we prepare to help you throughout your lifetime as your situation and needs change.

We encourage you to call our office to schedule an appointment or to use the Contact tools on the left-hand menu to ask any question or to help you.

Thank you for your interest in Investment Center and look forward to meeting and talking more with you.

For a Complimentary consultation with one of our advisors, contact the Investment Center to schedule a meeting.   F

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Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Savings Accumulation

Estimate the future value of your current savings.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

Building a Business Versus Building Wealth

The market for small businesses has been less than ideal over the past few years. Thus a business owner's efforts to build a successful business may not always translate to an increase in personal wealth. One way to insulate a business owner's personal financial situation from the fluctuating small-business market is by investing outside the company.

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