Investment Center at Crossroads Bank

Welcome to the Investment Center

If you’re looking for professional guidance and planning for your financial situation, Transamerica Financial Advisors, Inc. and Investment Center can provide this service to better help you. We hope you’ll take the time to explore this website to gain a better understanding of Investment Center at Crossroads Bank. We aim to work with our clients to help them achieve their personal and financial goals through a mutual respect. We understand that everyone has different situations, goals, and ideas. It is our mission to discuss that information to better understand our client’s objective. Once we have that information, we can then begin to tailor a strategy to help the client work towards their personal and/or finance goals.

Money management is neither a simple nor easy process. We believe effective money management involves two important tasks: Managing your investments and preserving your wealth. Our goal is to create financial strategies that address these tasks while providing an extraordinary amount of personal service. As Investment Advisor Representatives and Registered Representatives with Transamerica Financial Advisors, Inc. we serve as Personal Financial Coaches for our clients that seek assistance in putting together a comprehensive plan for their financial lives. Investment Center provides relationship based planning based on a mutual respect as we prepare to help you throughout your lifetime as your situation and needs change.

We encourage you to call our office to schedule an appointment or to use the Contact tools on the left-hand menu to ask any question or to help you.

Thank you for your interest in Investment Center and look forward to meeting and talking more with you.

For a Complimentary consultation with one of our advisors, contact the Investment Center to schedule a meeting.   F

FFFF
Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Savings Accumulation

Estimate the future value of your current savings.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Newsletters

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

HOT TOPIC: Breaking Down the Proposed FY 2013 Budget

The 2013 budget released by the White House on February 13 contains proposed fiscal measures that could affect the business and investment climate, the income tax code, and government spending. Considering that Congress will debate and discuss the budget in detail, many of these measures are unlikely to become law as proposed, but they may indicate future developments.

More Newsletters →